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Retirement Downsizing Considerations

As the baby boomer generation approach retirement, the subject of downsizing becomes breakfast, lunch and dinner conversation, debate and disagreement. Some started discussing the topic the day after their youngest child left for college. Some started the discussion when the principal wage earner was downsized at their company. Yet others have long dreamed of selling their principal residence for a kingly sum with the plan to take a portion of the sale proceeds and use it for leisure activities with the balance going toward their smaller and more affordable residence.

Regardless of the motivation, we have compiled a list of considerations for those embarking on their downsizing plan as well as for those mid-stream in their plan execution!

Selling your home - With most real estate markets slumping and with prices in many locations falling, consider that depending on your home's location, style and desirability, it will likely take far longer to realize a sale then would have been considered normal in 2005.

Buying your next home - Carefully consider the financial situation before committing to a purchase of another home. Today, many people are in undesirable circumstances because they committed to a purchase of a new home before selling their existing home.

Building your next home - Again, carefully consider the financial ramifications before committing to build or have a home built prior to selling the principal residence.

Relocating outside the United States -

Relocating to another state -

Relocating to another city within your state -

Relocating to another community nearby  -

Renting -

Condominium -

Townhouse -

Single Family Residence -

 

 



 



 

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